overall goal of Christian Credit Counseling Service is to provide
help for individuals and families who have found themselves in financial
crisis. Our objective is to help them find financial
building blocks of our program are:
all phases of counsel, our ongoing objectives are to provide practical
solutions to money management problems.
counselor analyzes the individual's or family's present financial
situation and assists in developing a realistic spending plan designed
specifically to meet their needs.
the individual or family already in difficulty, a budget will be
developed to meet current obligations. A counselor will develop
a realistic repayment schedule that is workable for the family and
acceptable to the creditors.
many cases, the creditors will accept smaller payments, and in some
cases, will reduce future interest and penalty charges. This process
enables individuals or families to focus on present money management
and return to normalcy.