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Budget Counseling
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Budget Counseling

What is a budget?
A budget is a written record of how much money you make and spend every month. It provides a snapshot of your spending and saving habits.

What is budget counseling?
In budget counseling, we look at your current patterns of spending and saving and assist you in developing a balanced budget.

What is net household income?
Your net household income is the amount of money you earn or receive each month after you take out state and federal taxes, health insurance premiums, and other deductions. Your net household income is the building block of your balanced budget.

We Care
We are a non-profit agency dedicated to helping individuals and families achieve financial freedom.

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1-800-342-7686

Christian Credit Counseling Service - A Division of CARES

Copyright 2003