Christian Credit Counseling Service - With Your Financial Freedom in Mind

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Budget Counseling
Debt Recovery

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Budget Counseling

What is a budget?
A budget is a written record of how much money you make and spend every month. It provides a snapshot of your spending and saving habits.

What is budget counseling?
In budget counseling, we look at your current patterns of spending and saving and assist you in developing a balanced budget.

What is net household income?
Your net household income is the amount of money you earn or receive each month after you take out state and federal taxes, health insurance premiums, and other deductions. Your net household income is the building block of your balanced budget.

We Care
We are a non-profit agency dedicated to helping individuals and families achieve financial freedom.


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Christian Credit Counseling Service - A Division of CARES

Copyright 2003

6705 East 81st, Suite 152
Tulsa, OK 74133
Phone: 918-492-5585
Toll Free: 1-800-342-7686
Fax: 918-492-5587