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| Am
I in Trouble?
If
any of the statements below apply to you, debt management and budget
counseling can help.
- I
don't know the total amounts of my debts and obligations.
- It
is very difficult for me to save any money at all.
- It
seems to be a paycheck to paycheck lifestyle.
- There
have been occasions when I have paid late charges on loans or
credit cards.
- I
pay only the minimum payments on credit cards.
- I
have used (or plan to use) a consolidation loan to pay my bills.
- I
have argued with my spouse over finances.
- An
increased percentage of my income is being used to pay bills.
- I
have approached or am about to reach the limits on my credit cards.
- I
receive calls from debt collection agencies.
- I
have been threatened with repossession of my car or have had credit
cards closed by the creditors.
- I
have put off medical or dental visits because of financial problems.
- I
have reached the point where I would be in immediate financial
difficulty should I have an interruption in my income.
- I
do not carry adequate insurance because of financial problems.
- I
am behind on child support or other court-ordered payments.
- I
am afraid to add up my debts.
- I
have had insufficient funds checks within the last 12 months.
- I
am unable to obtain credit due to my credit report.
- I
have been turned down for an apartment or home mortgage because
of my credit report.
As
published by the Tulsa World 12-19-01
Writer: Phil Mulkins, Action Line |
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| We
Can Help!
Call
Us Toll Free:
1-800-342-7686
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